Frequently Asked Questions
We appreciate that the prospect of making a personal injury claim can be a little daunting and confusing so we’ve included some questions that we are frequently asked below.
How long do I have to make a claim?
Generally you have 3 years from the date of the accident or the date you knew or ought to have known about your condition or injury. There are a few exceptions, for example, if you were under the age of 18 years when you had the accident, then you have until your 21st Birthday to make a claim.
Do I need to wait until I have completed my treatment before I start a claim?
Should I use an Accident Claims Company or a specialist solicitor?
Claims companies say they are experts in Personal Injury work but they are not law firms regulated by The Law Society. It is also unlikely that your case will be dealt with by a solicitor. It is therefore not surprising that the standard of service is poor and compensation can be lower due to the unqualified inexperienced person dealing with the case.
Claims companies often have agreements with outside organisations to finance your claim, some can even help you take out a loan with hidden costs. We promise that you do not have to pay a penny to pursue your claim and you will receive 100% of your compensation. If your claim is unsuccessful then we guarantee that you will still not pay any legal charges.
Could I instruct my local firm of solicitors?
How much is my claim worth?
You cannot value this element without medical evidence. We will obtain an independent consultant report for you and the medical expert will examine you, review your medical records and provide a detailed and thorough opinion on your injuries.
We need to know how it has affected you in the past, present and in the future. We work closely with a range experts all over the country to obtain the best medical evidence from Orthopaedic Surgeons to Psychiatrists.
There are two parts of your claim:-
Your injury, pain and suffering which will be dealt with by the medical evidence; and
Your losses and expenses. The medical evidence will explain how your injuries have affected your life and we will prepare a list of all your past and future expenses including loss of earnings, medical and travel costs and costs of care.
Can I just claim my loss of earnings back?
Unfortunately in order to prove your loss of earnings, we will need to obtain a medical report to explain your injuries and reason for time off work. So you can get your loss of earnings back but you will also receive a payment for your injuries, pain and suffering.
How long will the claim take?
It all depends on the type of claim. If your medical treatment is ongoing and you need surgery then we may need to wait for the outcome before we agree your final compensation. If the other side deny responsibility for your accident or the extent of your injuries then we may have to issue Court proceedings which could delay settlement of your claim. However, on average, we would estimate a settlement within 18 months. But, we promise to work as quickly as possible for you, as we do not get paid until after you have received your compensation.
Does it matter where I live?
No, we are a national firm and we have clients all over the country. We are happy to travel to see you and we understand that sometimes it is easier to explain things face-to-face. Although, you will have your solicitor’s direct e-mail and direct telephone number to contact them for any help or assistance.
Should I make a claim against my employer?
The law states every employer must have public liability insurance which means that as soon as the claim is made, your employer transfers the claim to their insurance company. It will then be the insurance company who deal and pay for your compensation. If you have any problems at work we have an experienced employment team on hand to give immediate advice. At OH Parsons, our Personal Injury solicitors are either also qualified in employment law or have received training to make sure they are aware of the employment issues that can arise specifically because of your injuries or a claim.
Will I have to go to Court?
The law states every employer must have public liability insurance which means that as soon as the claim is made, your employer transfers the claim to their insurance company. It will then be the insurance company who deal and pay for your compensation. If you have any problems at work we have an experienced employment team on hand to give immediate advice.
Where to find us
3rd Floor, Churchill House,
Chalvey Road East,
OH Parsons LLP
OHP is a trading name of OH PARSONS LLP, a limited liability partnership registered in England and Wales with Registered Number oc385704. OH PARSONS LLP is authorised and regulated by the Solicitors Regulation Authority | 606560. VAT Number: 239 026 763. Any reference to a partner in relation to OH PARSONS LLP is to a member of OH PARSONS LLP.
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